We are a customer-focused and results-driven Insurance Agency.

Independent Benefits is devoted to providing a plan of action to suit your unique insurance needs. While originally founded as a group health agency, we have grown to become specialists in the expanding needs of our business clients. We take an active role in reducing your bottom line cost through the careful evaluation of your insurance needs. Services offered but not limited to :
Evaluation, creation, implementation of fringe benefit plans (Health, Life, Dental, Disability, Wellness programs), Setting up of Cafeteria Planning and implementation.  We also handle all the Property and Casualty Insurances required to run a compliant business (Workers Compensation, General and Professional Liability, D&O, Business Auto). As a business client of ours, you’re provided with a suite of useful online tools. From hiring and training techniques, to employment labor law, to all the compliance training you’ll need to stay on top of running your business smoothly and cost efficiently. We’ll provide you with a secure log-in for all your HR needs. Your employees will be provided a secure log-in to review their benefits package and download forms.

What we do offer is informed choice through education.  Selling solutions through the vehicle known as insurance.

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Christopher Renkar

Phone: (804) 740-4100

A 1995 graduate of Rutgers, The State University of New Jersey, he began his career as a small group sales representative for a regional managed care company now owned by United Healthcare. In 1998 he left the corporate world and opened his side of the agency with Steve…

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Steve Renkar

Phone: (804) 740-4100

Graduating in 1982 from the University of Richmond, he began his career in insurance marketing estate planning. He soon thereafter took a position as a regional sales director for a managed care company which was headquartered outside of Cleveland, Ohio…

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